Universal Credit (UC)

Welcome to Universal Credit (UC). This is where you can learn all about Universal Credit and how to maximise your Universal Credit payment.

  1. What Universal Credit is
  2. Eligibility
  3. What you’ll get
  4. How your earnings affect your payments
  5. How you’re paid
  6. How to claim
  7. Get an advance on your first payment
  8. Your claimant commitment
  9. Report a change of circumstances
  10. Other financial support
  11. Contact Universal Credit

What is Universal Credit

Universal Credit is a payment to help with your living costs. It’s paid monthly – or twice a month for some people in Scotland.

You may be able to get it if you’re on a low income, out of work or you cannot work.

This guide is also available in Welsh (Cymraeg).

If you live in Northern Ireland, go to Universal Credit in Northern Ireland.

If you already get other benefits

Universal Credit is replacing the following benefits and tax credits:

If you’re getting any of these benefits or tax credits, you do not need to do anything unless:

You’ll stop getting these benefits and tax credits when you or your partner claims Universal Credit. If you or your partner gets Pension Credit, this will also stop if one of you claims Universal Credit.

This will not affect any other benefits you’re getting, such as Personal Independence Payment (PIP) or Carer’s Allowance.

You can read more about how tax credits and Universal Credit affect each other.

Learn how to “legally” reduce your hours, drive a £65,000 car and get a higher Universal Credit pay-out. Sounds unbelievable but true. This site is not sponsored by the NHS, Audi or HHJ Farquhar.

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